2nd/Vacation Home Mortgage Home Loans

Second (2nd) - Vacation Home

If you're looking for that perfect spot for retirement or vacations, you need to know that a 2nd home, or vacation home, can be a great way to meet these needs.

Loan programs, rates, and fees on 2nd homes are for the most part the same as a loan on your primary residence.

The criteria for a 2nd home is that you must occupy it for a portion of the year, and that it is about 150 miles from your primary residence. You may typically be able to finance up to 3 second/vacation homes in addition to your primary residence

There are some considerations relative to specific scenarios so you'll want to check with MiJoy on what those might be in your area.

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