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Home > Imperfect Credit?
Less-Than-Perfect-Credit?MiJoy Mortgage can help...Low credit scores, late payments showing on your credit report, recently bankrupt, prior foreclosure, or behind on payments? You may benefit from our "Credit Watch Program." We'll help you navigate through your credit questions until you have the ability to buy a home. Do you own your home and need cash to pay bills? Short on equity? MiJoy may be able to help. Afraid to shop around for a loan and further lower your credit score? Now you can be initially pre-qualified free of credit inquiries. MiJoy works with lenders that don't obtain your credit report until after you've been initially pre-qualified. That can mean freedom from multiple credit inquiries and you keep your credit score up. Get solid answers...get moving...do it now. Today, turn your dreams into reality. ![]() :: Start Your Inquiry :: Pre-Qualify :: Purchasing :: Refinance :: Rent Vs. Buy Calculator :: Imperfect Credit? :: Interest Only :: For Sale by Owner :: The Loan Process :: Loan Programs :: Second (2nd) - Vacation Home :: Home Equity Loan :: FAQ :: Mortgage Calculators :: Request Loan Status :: TELL-A-FRIEND :: Marketplace Links :: Real Estate Agent Referral Network :: Home :: Contact MiJoy Mortgage :: About MiJoyMortgage :: Ask about our "Real Estate Agent Referral Network" 541-749-1072 E-mail: info@mijoymortgage.com
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