Purchasing a home, loan qualifications

Purchasing

Owning your own home provides several benefits. In addition to the satisfaction of being a homeowner, you can build equity, enjoy tax deductions, say "good bye" to your landlord and take control of your living environment.

Whether you are a first-time home buyer, renter, or are purchasing a new or second home, we have an assortment of tools and loan programs to meet your individual financing needs. Use our easy-to-navigate site, or contact MiJoy today.

MiJoy can help you realize your homeownership dreams by offering you all the best advantages:

- Low Rates
- Easy Online Application
- All Types of Mortgage Programs
- Guidance and Advice From an Experienced Loan Professional

Determine how much you can borrow and buy with our pre-qualification calculator.

You can beat the competition and negotiate more effectively when you're pre-approved. Contact us now to be pre-approved.

See how your equity and security can grow as a homeowner. Compare the benefits of owning vs. the cost of renting with our Rent vs. Buy Calculator.

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